American Credit Acceptance Repossession Laws by State

Repossession, deficiency, and debt-collection rules are set state by state, so what American Credit Acceptance can and cannot do to you depends on where you live. Choose your state below to see the specific notice, cure, redemption, deficiency, and statute-of-limitations rules that apply to your auto loan — and what to do if your car was repossessed. This is general information from MultiGen Law Institute, not legal advice.

Choose your state

More states are being added. Do not see yours yet? You still have federal rights and options — start below.

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Disclaimer: MultiGen Law Institute is a consumer advocacy organization, not a law firm, and this is not legal advice. State laws change and apply differently to each situation. Consult a licensed attorney in your state.

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